Refinance

Refinancing your existing mortgage can offer incredible savings on your loan and make your equity work hard for you.

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Traditional Refinance

You could potentially save thousands by refinancing to a better rate or term.

Lower Payments: Secure a lower rate to reduce monthly payments and free up funds for other goals.
Switch to Fixed-Rate Stability: Transition from an Adjustable-Rate Mortgage (ARM) to a Fixed-Rate Mortgage for predictable payments and long-term savings.
Pay Off Faster: Opt for a shorter term to pay off your loan quickly, saving on interest in the long run.

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Cash-Out Refinance

Unlock the potential of your home equity with a cash-out refinance. With this option, you can use that money while still investing in your property's future. This can be a great option if you've built equity by paying down your mortgage or your home’s value has increased significantly.

Put Your Equity to Work: Use the value of your home to fund major expenses, like consolidating debt, renovating your home, or covering education costs.

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Loan Conversion

A loan conversion can be a smart alternative to refinancing, designed exclusively for Compeer Home members. Unlike refinancing, which requires a new application, converting your loan is a streamlined process that allows you to adjust your interest rate or terms without altering your original loan. This can be a great option when rates drop or your financial goals shift.

Save Money: For a minimal fee, reduce your rate for smaller monthly payments—hundreds of dollars lower, depending on your loan’s size—and savings on interest over time.
Build Equity Faster: A shorter maturity date can help you pay less in interest, so more of your payment goes directly toward principal.

No New Loan Required: Unlike refinancing, conversion keeps your current loan intact with no need to reapply.

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8 Reasons for Refinancing

Your first home can be more affordable and less daunting to build with our no-money-down loans and step-by-step assistance along the way.

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What to Consider When Refinancing

We’re here to help you decide when and if refinancing makes sense for you with expert resources and easy-to-understand guides. Whether you're aiming to lower your payment, access equity or pay down your loan faster, we’ll help you make a confident decision.

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