Home Loans in the Rural Midwest

Buy a home where open spaces meet close-knit communities. We’re here to make your path to homeownership smooth and affordable with rural home loans and specialized know-how.

Take Loan Quiz

Ready to Start?

Apply Now Talk with a Loan Officer

Financing Your Homeowning Dream

Whatever you’re looking for, we’re here to help you find a home loan that fits. What makes Compeer Home unique is our expertise in appraising and financing rural homes—properties that other lenders often find challenging, if not impossible. With a Compeer Home loan, you can:

Buy

Home loans that cater to rural communities and towns with less than 2,500 residents.

Shop Home Loans

Build

Construction and home-site loans to help you build your dream.

Shop Construction Loans

Improve

Use hard-earned equity to repair or update your home.

Shop Home Equity Loans

Farm

Custom loans for small and hobby farms, farmhouses and outbuildings.

Shop Small Farm Loans

For First-Time Homebuyers

Your first home can be more affordable and less daunting to buy or build with our no-money-down loans and step-by-step assistance along the way.

Get a No-Money-Down Loan

What’s in Your Budget?

Explore how different mortgage options can fit your budget. Simply enter your details to get a personalized estimate of your monthly payments.

How We Help Rural Buyers Like You

Rural Expertise

We've been here thousands of times before-over 13,000 times and with $30 billion in assets to be exact. Our expertise in rural property financing means we know the landscape-its hills, valleys and hidden opportunities in between.
Midwest Focus

We call the Midwest home, just like you. Serving 144 counties across Minnesota, Wisconsin and Illinois, we offer loans designed to meet the unique needs of the rural buyer.
We Live Where You Live

We're your neighbors. We've grown up in small towns, raised families here and are still rooted in these communities. Helping you thrive is personal to us.
The Cooperative Difference

Being a cooperative means we reinvest in what matters most: you and your community. It's not just about lending; it's about making small towns and rural America stronger for generations to come.

Member Story

When the Mumm family faced challenges securing their dream home in the countryside, they turned to Compeer Home’s specialized rural know-how to make it happen. With us, previous hurdles turned into homeownership.

Read How We Helped

Turn Your Daydream into Real Life

Buying a home can feel like a big leap of faith. Jump confidently into your journey with the help of tailored guides made for rural homebuyers like you.

View More Homebuying Guides