Is Now a Good Time to Buy a Home?

Compeer Economist Dr. Megan Roberts shares insights on the 2025 rural housing market, including interest rate trends, what this means for rural buyers and how you can position yourself for the year ahead.

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Loans Tailored for Rural Properties

Serving a majority of Minnesota, Wisconsin and Illinois

Join more than 13,000 families who have turned their dreams of living, working, and playing in the rural areas and small communities of the Midwest into reality. Compeer Home makes it possible with seasoned guidance and unique rural loan solutions.

Finding the Right Rural Loan

Owning a rural property should be about freedom and peace, but finding the right lender and loan can make the buying process feel overwhelming. Make sure you’re considering the following when looking for the correct rural lender:

  • Lenders with rural know-how
  • Vast rural loan and financing options
  • An understanding of rural red tape
  • Experience with complex title issues
Find the Loan That Fits

Compeer Home Is Your Guide through Uncertainty

We’ve been here before. We’re experienced in wading through the unique circumstances of rural property financing with prospective owners just like you. Not only that, we champion the vitality and innovation of our rural communities through everything we do.

About Compeer Home

Client Stories

  • Family walks through a field and mom is holding hands with her kids

    Family Land, Family Home: A New Life with Old Roots

    That family connection runs through the land where the Thalackers ultimately built their custom shouse in Cuba City, Wisconsin.
    Read the Thalacker’s Story
  • for sale sign in front of a blue house

    First-Time Homebuyer's Dream

    Branden and Emily Hensel achieved homeownership in their small Illinois town with Compeer Home’s First-Time Homebuyer Program, benefiting from the no down payment option and no mortgage insurance.
    Read the Hensel’s Story
  • Horses in front of a barn eating hay in a Minnesota winter

    Finding a Forever Home: Embracing Country Life In Minnesota

    Sara and Jamin have called lots of places home over the years, but as their kids got older, the they knew there was only one place they wanted to put down roots: Minnesota.
    Country Life in Minnesota
  • The Ravns, husband and wife, standing in front of new barndominium

    Building a Barndominium Dream

    It took more than a year to find the perfect property where they could build their unique forever home. With help from Compeer Home Loan Officer Jessica Held, they purchased a 40-acre lot in 2021 and began planning their build.
    How the Ravns' Built their Dream
  • Family standing with their black dog in the driveway in front of their house

    One Family’s Journey to Country Living

    Katie and Matt Knutson were ready to find more space for their family. They understood that buying the property and building on it would require special considerations.
    Read the Knutsons' Story
  • overhead scene of a tilled farm field, house and barn

    Rural Loan Lifeline

    After facing obstacles working with traditional lenders, John Bushert turned to Compeer Home to fulfill his dream of owning a 39-acre homestead in west-central Wisconsin.
    Read John's Story
  • woman playing with dog on hill in front of their house

    A Second Chance at a Dream Property

    Looking to move out of their town home in Lancaster, Wisconsin and into the country, Rachel and Jesse first toured the property in April of 2021, and had high hopes it would be their future home.
    Read the Mumm’s Story
  • Family with two black dogs sitting on porch of red farmhouse.

    The Gallaghers’ Country Home Legacy

    Ever since Harold and his wife Juanita purchased the rich, fertile farmland, his dream – and his son’s dream after him – had been to build a house for the family to call home.
    Read the Gallagher’s Story

Rural Loans Designed to Match Your Situation

Whether you’re buying a cozy country home, building your dream rural retreat, starting a flower farm or purchasing land for hunting or fishing, Compeer Home has a loan to match. We serve small communities and rural counties across Minnesota, Wisconsin and Illinois.

Find the Right Loan
  • Outline of a teal house with a dollar sign in front

    Home Loans

    • First-Time Buyer
    • Build
    • Buy
    • Improve/Renovate
    • Hobby Farms
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    Unique Properties

    • Shed Homes
    • Barndominiums
    • Manufactured Homes
    • Log Cabins
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    Land Loans

    • Recreational Land
    • Bare land for future build
  • Outline of a teal dollar sign

    Refinancing

  • Outline of a teal wrench and screw driver

    Construction Loans

Mortgage Calculators, Guides, and Common Questions

Get the clarity and confidence you need to make this dream a reality. Use our collection of curated tools, guides, and calculators to see what owning a rural property looks like for your wallet and day-to-day life.

Try These Tools

Get the Rural Loan Process Started Today

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Find information about setting up an ACH, mobile payments and mail-in/drop-off locations.

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